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Every action on Monorail AI — whether you’re generating text, images, video, or audio — consumes credits from your balance. The number of credits used depends on which AI model you select and how much content is produced. This page explains how credits translate to usage across all supported providers.

How credit costs are calculated

Credit costs vary by modality:
  • Text models: Cost is based on tokens processed (input tokens + output tokens). A token is roughly 3–4 characters of text.
  • Image models: Cost is based on the number of images or megapixels generated.
  • Video models: Cost is based on the duration of video in seconds.
  • Audio models (TTS/STT): Cost is based on characters for text-to-speech (TTS) or seconds of audio for speech-to-text (STT).

Text model pricing

ModelProviderInput (per credit)Output (per credit)
GPT 4oOpenAI2,800 tokens700 tokens
GPT 4.1OpenAI3,500 tokens875 tokens
GPT 4.1 miniOpenAI17,500 tokens4,380 tokens
GPT-3.5 TurboOpenAI14,000 tokens4,670 tokens
Claude Sonnet 4.6Anthropic2,330 tokens466 tokens
Claude Haiku 4.5Anthropic7,000 tokens1,400 tokens
Claude Opus 4.6Anthropic1,400 tokens280 tokens
Grok 4xAI2,330 tokens466 tokens
Grok 4 FastxAI35,000 tokens14,000 tokens
Command ACohere2,800 tokens700 tokens
Command RCohere46,670 tokens11,670 tokens

Image model pricing

ModelProviderCost
FLUX.1 [schnell]FalAI1 credit = 2.33 megapixels
FLUX.1 [dev]FalAI1 megapixel = 3.57 credits
FLUX 1.1 [pro]FalAI1 megapixel = 8.57 credits
Imagen 4FalAI1 image = 2.86–5.71 credits
Grok ImagexAI1 credit = 3.5 images (standard)
Grok Image ProxAI1 image = 10 credits
GPT Image 1OpenAIVaries by resolution

Video model pricing

ModelProviderCost per second
Sora 2OpenAI1 credit = 62.5 seconds
Veo 3FalAI57 credits/second
Veo 3 (Fast)FalAI21 credits/second
Grok VideoxAI7.14 credits/second
Kling 2.5 ProFalAI10 credits/second
Kling 2.6 ProFalAI20 credits/second
Pika 2.2FalAI12.86 credits/second

Audio model pricing

ModelProviderCost
WhisperOpenAI1 credit = 70 seconds of audio
TTS 1OpenAI1 credit = 466 characters
TTS 1 HDOpenAI1 credit = 233 characters
ElevenLabsElevenLabs1 credit = 42 characters
SpeechifySpeechify1 credit = 116 characters
For the complete and always up-to-date rate table including all models, visit mnrl.app/credits.
For a full breakdown of plan credit allocations, see Monorail AI Plans.